As Chicago personal injury attorneys, we’ve seen firsthand the difference in the severity of injuries and damage that can occur in a motorcycle accident compared to a car accident. In this post, we’ll explore the unique challenges motorcycle accident victims face in Chicago.
The Increased Risk of Injury in Motorcycle Accidents
Motorcyclists often experience more severe injuries than people riding in cars or trucks because the car or truck provides a physical barrier that protects the occupants from harm. A motorcycle has no such shield.
Also, when a motorcycle gets involved in a collision, the rider is frequently thrown through the air, suffering wounds from the initial and secondary impacts of landing on the pavement or striking another object.
The Impact of Weather and Road Conditions on Motorcycle Accidents
Because they only have two wheels instead of four, motorcycles can spin out of control more easily on slick surfaces. Inclement weather like rain, snow, or ice makes motorcycle riding more precarious.
When there is debris on the street, like gravel, a motorbike is more likely to lose traction than a car might. Hitting a pothole or bump in the road, while a minor inconvenience in a car, can propel a motorcyclist off of their bike and through the air.
Differences in Insurance Coverage for Motorcycle Accidents
It’s crucial to understand that your regular car insurance may not cover you while riding a motorcycle. Some insurance policies don’t extend coverage to motorcycles, so you’ll need to either add your motorcycle to your existing car insurance policy or take out a separate motorcycle policy.
The Importance of Proper Safety Gear in Preventing Injuries
Safety experts urge people riding motorcycles to wear appropriate safety gear, which can include:
- A DOT-compliant motorcycle helmet
- A face shield or eye protection
- Chafe protection for your arms and legs, like a leather jacket, leather pants, boots, and gloves
- Additional padding
- Reflective outerwear when riding at night
Incorporating more of this equipment could save your life or at least reduce the severity of your injuries if you get into an accident.
Legal Considerations and the Rights of Motorcycle Accident Victims
Motorcyclists must follow the rules of the road like anyone else operating a motor vehicle. You do not automatically have the right of way on a motorcycle, and often cars and trucks don’t see you.
If you are injured in a motorcycle accident that was someone else’s fault, you might have a claim for compensation from the person whose negligence caused the collision. If this happens, be sure to get pictures, video, and witness statements (if available) and preserve any evidence, like your helmet and other safety equipment.
If you are in an accident, particularly one involving other parties, you will encounter insurance agents who are not acting in your best interests. They often try to drag the process out, in an effort to make you miss your deadline to file a lawsuit. They may also try to convince you that you don’t need an attorney. Before you give a recorded statement, talk to an attorney.
Contact our Attorneys for a Consultation Today
Our Chicago motorcycle accident attorneys will guide you through the legal process and your rights. If you or a loved one has been involved in a motorcycle accident, please contact our law firm for a free consult.